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Terms & Conditions

Using the Life Changes Trust website

By using or accessing the Website you agree to be bound by and abide by these terms of use. Your access to and use of this Website is also subject to the Life Changes Trust‘s Privacy Policy for this Website (the Privacy Policy), which explains how the Life Changes Trust protects your personal data.

1. Definitions

In these terms of use:

Content means all content that is accessible to you and other users on the Website, but excludes any content that is accessible from websites that do not belong to the Life Changes Trust such as hyperlinks from the Website.

2. Your use of the Website

Your use of the Website must comply at all times with these terms of use and any directions published from time to time by the Life Changes Trust on the Website.

3. Intellectual property rights – Content and Branding

3.1 You acknowledge that:

a. all copyright, trademarks and other intellectual property rights in the Content; and

b. the names, images and logos identifying the Life Changes Trust (Branding), are either owned by the Life Changes Trust, or are licensed to the Life Changes Trust by third parties.

3.2 Nothing in these terms of use transfers to you any right, title or interest (including any intellectual property rights) in relation to the Content or Branding.

3.3 You may not use, reproduce or otherwise make available to any other party the Content and Branding without the prior written authorisation from the Life Changes Trust, which you may request by following the instructions below.

4. Linking and frames

4.1 You do not have to ask permission to link directly to pages, files or resources hosted on this Website.

4.2 You must not permit our pages to be loaded into frames on another website. The Website pages must load into the user’s entire window.

4.3 The Life Changes Trust:

a. is not responsible for the content, information, accuracy, opinions or links from the linked websites; and

b. does not provide any warranty, or assume any responsibility, regarding the quality, accuracy, source or any other aspect of the material on the linked websites.

5. Prohibited use of this Website

5.1 You must not, at any time:

a. publish, communicate or adapt any of the information or Content accessible on the Website;

b. make copies in any form of all or parts of the Content other than as reasonably required for your personal non-commercial use;

c. adapt, translate, reverse engineer, dissemble or decompile the Website or any part of the Website;

d. reformat or frame any part of the web pages that form part of the Website;

e. use the Website to advertise or promote any commercial services, or disseminate spam; or

f. use the Website for any purpose that is unlawful, promotes illegal activity, breaches any applicable code of conduct, infringes third party’s rights or is otherwise prohibited by these terms of use.

6. Reporting issues or making complaints

6.1 You may report any comments or complaints about this Website to

Please include:

a. any content that you find inappropriate or believe is incorrect; or

b. any material which you believe infringes your intellectual property rights or the intellectual property rights of another party.

7. Liability

7.1 To the extent permitted by law, the Life Changes Trust will not be liable (including in negligence) for:

a. any loss of profits, loss of revenue, loss of data, loss of use of data, or any direct, indirect or consequential loss or damage, incurred by or awarded against you or any other person arising directly or indirectly from your access to or use of the Website (or any linked website); or

b. any cost, loss, liability or expense arising from death, personal injury or damage to property (including damage to your software, hardware or data) resulting directly or indirectly from your access to or use of the Website (or any linked website).

7.2 You indemnify and hold the Life Changes Trust, its employees, officers and agents harmless from and against any claims, liability, expenses, losses, damages and costs (including legal costs and expenses) (Loss) incurred by any of those indemnified where such Loss was caused directly or indirectly by:

a. your access to or use of the Website; or

b. any Contributions made by you (or on your behalf) to the Website (including, without limitation, Loss caused by a claim that your Contribution infringes the intellectual property or other rights of any person).

8. General

8.1 You acknowledge that you use the Website entirely at your own risk.

8.2 The Life Changes Trust is not responsible for any Contributions or content that originate from external sources. We do not provide any warranty, or assume any responsibility, regarding the quality, accuracy, source or any other aspect of such content.

8.3 All Content is provided on an “as is” basis only. The Life Changes Trust does not provide any warranty that the Website or any Content will meet any of your needs or requirements or that it will be complete, error free, accurate or that it will be delivered without interruption, fault or error.

8.4 If you receive any advice or information through the Website, this does not create any additional form of warranty above what has been set out in these terms of use.

9. Changes to these terms of use

The Life Changes Trust reserves the right to amend these terms of use from time to time. If you do not accept a change made by the Life Changes Trust to these terms of use your only remedy is to immediate cease accessing the Website.

10. Personal information

11.1 All data gathered in connection with this Website will be held securely by the Life Changes Trust, or an organisation on behalf of the Life Changes Trust, in accordance with the Data Protection Act 1998 and will not be shared with any other third party unless required to do so by law or to operate this Website.

11.2 For more information about collection of data, please read the Privacy section of this website.

11. Governing law

These terms of use shall be exclusively governed by and construed in accordance with the law of Scotland and you irrevocably submit to the exclusive jurisdiction of the courts of Scotland.